{"id":7621,"date":"2019-08-02T14:18:49","date_gmt":"2019-08-02T14:18:49","guid":{"rendered":"https:\/\/pluscomply.com\/?p=7621"},"modified":"2019-12-10T18:05:45","modified_gmt":"2019-12-10T18:05:45","slug":"16-principios-del-cumplimiento-que-no-deben-faltar-en-una-empresa-regulada","status":"publish","type":"post","link":"https:\/\/pluscomply.com\/?p=7621","title":{"rendered":"Principios del Compliance que no deben faltar en una empresa regulada"},"content":{"rendered":"

Por el Departamento Editorial.<\/p>\n

En un mundo cada vez m\u00e1s regulado, m\u00e1s trasnacional y m\u00e1s tecnol\u00f3gico se vuelve muy desafiante establecer controles efectivos que mitiguen los riesgos asociados a los delitos financieros y que permitan cumplir con las regulaciones, por eso es importante conocer los 16\u00a0principios del cumplimiento que no deben faltar en una empresa regulada.<\/p>\n

Los sujetos obligados -sin importar su tama\u00f1o, \u00e1rea de negocios o mercado donde opera- siguen absorbiendo responsabilidades legales y nuevas cargas operativas para poder cumplir con las exigencias normativas, a la vez que enfrentan a criminales sofisticados que desarrollan m\u00e9todos complejos para cometer fraudes, lavar dinero, evadir impuestos, financiar terrorismo, etc.<\/p>\n

A pesar de toda la evoluci\u00f3n y del dinamismo que ha caracterizado al sector de cumplimiento en la \u00faltima d\u00e9cada, hay ciertos principios b\u00e1sicos sobre los que toda estructura de prevenci\u00f3n y cumplimiento debe descansar:<\/p>\n

    \n
  1. Implementar procesos de debida diligencia simplificada o ampliada, de acuerdo al perfil de los clientes, las transacciones y a los indicadores claves de riesgo.<\/li>\n
  2. Aplicar rigurosamente la pol\u00edtica conozca a su cliente. Se debe identificar adecuadamente a todos los clientes titulares, incluidos sus ordenatarios, mandatarios y representantes de cualquier t\u00edtulo.<\/li>\n
  3. Prohibir las excepciones en los procesos de verificaci\u00f3n y diligencia debida de los clientes.<\/li>\n
  4. Mantener actualizada la informaci\u00f3n de los clientes y los documentos exigidos por las regulaciones locales, los bancos corresponsales y los estipulados en los est\u00e1ndares internacionales.<\/li>\n
  5. Documentar plenamente las operaciones, exigiendo las respectivas declaraciones de origen y destino de los fondos, pagos a terceros, documentos de copra\/venta o cualquier otra documentaci\u00f3n necesaria.<\/li>\n
  6. Establecer un proceso claro, preciso y supervisado de reporte de operaciones sospechosas.<\/li>\n
  7. Reportar todas las transacciones sospechosas sin ning\u00fan tipo de monto l\u00edmite.<\/li>\n
  8. Contar con un mecanismo que garantiza la comunicaci\u00f3n efectiva y oportuna en materia de cumplimiento con la junta directiva, los organismos reguladores y las filiales y\/o sucursales de la empresa.<\/li>\n
  9. Establecer un programa de capacitaci\u00f3n integral que se adec\u00fae a los distintos tipos de empleados y que incorpore a aliados, proveedores y terceras partes asociadas a la entidad.<\/li>\n
  10. Realizar auditor\u00edas independientes, las cuales deben ser ejecutadas por una persona\/empresa calificada y neutral.<\/li>\n
  11. Verificar a los clientes en las listas negras de criminales, terroristas, personas sancionadas y personas expuestas pol\u00edticamente (PEPs).<\/li>\n
  12. Incorporar los recursos de b\u00fasqueda en internet y las redes sociales para complementar y\/o verificar datos de los clientes, como parte de la diligencia debida.<\/li>\n
  13. Almacenar la informaci\u00f3n de los clientes y de las operaciones por el tiempo que estipulen las normas nacionales y las buenas pr\u00e1cticas internacionales.<\/li>\n
  14. Contar con un sistema que permita el r\u00e1pido acceso para obtener la informaci\u00f3n, sea con fines internos o para responder oportunamente a requerimientos de las autoridades.<\/li>\n
  15. Mantener actualizado y convenientemente parametrizado los sistemas (software) o plataformas tecnol\u00f3gicas asociadas a los procesos de control establecidos en el manual de cumplimiento.<\/li>\n
  16. Garantizar la jerarqu\u00eda y autonom\u00eda operativa del oficial de cumplimiento.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"

    A pesar de toda la evoluci\u00f3n y del dinamismo que ha caracterizado al sector de cumplimiento en la \u00faltima d\u00e9cada, hay ciertos principios b\u00e1sicos sobre los que toda estructura de prevenci\u00f3n y cumplimiento debe descansar.<\/p>\n","protected":false},"author":277,"featured_media":7622,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[276],"tags":[],"class_list":["post-7621","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-capacitacion","temas-cumplimiento","temas-gestion-de-riesgos"],"yoast_head":"\nPrincipios del Compliance que no deben faltar en una empresa regulada | Plus Comply<\/title>\n<meta name=\"description\" content=\"Principios b\u00e1sicos sobre los que toda estructura de prevenci\u00f3n y Compliance debe descansar.\" \/>\n<meta name=\"robots\" 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